uob own banking
uob own banking
Blog Article
UOB Bank provides several different private banking companies intended to meet up with the money wants of people. Down below is an in depth overview that may help you comprehend The main element aspects and offerings.
Varieties of Accounts
Savings Account: This account permits you to cut costs though earning curiosity.
Capabilities: Easy access, desire earnings, small costs.
Added benefits: Safe spot for your money, probable advancement by curiosity.
Present Account: Perfect for everyday transactions and running expenses.
Characteristics: Checkbook facility, overdraft security.
Rewards: Easy for normal payments and withdrawals.
Set Deposit Account: For anyone looking to receive higher interest costs more than a set interval.
Functions: Preset time period deposits, greater fascination rates in comparison to discounts accounts.
Advantages: Secure financial investment choice with predictable returns.
Loans
Private Loans: Unsecured financial loans which might be employed for numerous purposes like instruction or residence renovation.
Sorts:
Installment Loans
Credit rating Traces
Rewards: Flexible repayment conditions, competitive interest fees.
Home Financial loans: Customized alternatives for obtaining house or refinancing existing home loans.
Varieties:
Set Rate Property Financial loan
Floating Charge Property Mortgage
Gains: Diverse plans to match person requirements, attractive prices.
Credit Cards
UOB provides a range of credit cards catering to different life and shelling out patterns:
Benefits Playing cards: Earn get more info points on each and every invest in which can be redeemed for gifts or journey miles.
Cashback Cards: Get money rebates on every day paying out which include groceries and eating out.
Journey Playing cards: Exclusive Added benefits like air miles accumulation and journey insurance policy coverage.
Investment Solutions
For people keen on growing their prosperity by way of investments:
Device Trusts * Diversified portfolio managed by pros. * Appropriate for extensive-time period growth goals.
Structured Deposits * Brings together the characteristics of conventional deposits with investment products and solutions. * Possibly better returns but with a few threat associated.
Insurance Solutions
To shield you and All your family members against unexpected occasions:
Daily life Insurance * Presents money safety in case of Dying or important ailment. * Could also function a discounts Device depending upon the coverage picked.
Wellness Insurance coverage * Handles health care fees like hospitalization expenses. * Important for mitigating high healthcare prices.
Digital Banking Products and services
Advantage at your fingertips by way of digital platforms:
Net Banking
Helps you to control your finances on the web:
Perspective account balances and transaction historical past
Transfer cash concerning accounts or spend costs
Submit an application for new products (financial loans/credit cards)
Mobile Banking
Banking on-the-go by way of mobile apps:
Quick equilibrium checks
Cellular payment possibilities (QR code payments)
Notifications & alerts about account exercise
With these thorough offerings, UOB aims to provide individualized banking alternatives that cater especially to person requirements when ensuring benefit and safety in all transactions.